102 of May 29, 2000, defines the concept of poverty as: "A complex phenomenon or situation of a temporary or structural nature, multifaceted and heterogeneous, which affects people and is characterized by their precarious housing and sanitary conditions, low educational levels, unstable insertion in the productive system, conditions of social risk, with little or no incorporation into mechanisms of social participation, insufficient resources to satisfy basic needs (nutritional, health, education, and housing), and in some cases absence or insufficiency of skills, aptitudes, tools, and opportunities to generate and accumulate income."